Patty Newby Zach Paul

Branch Manager MLOs (Mortgage Advisors) at theLoanDesigner – Powered by US Mortgage

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Call(972) 534-5626

Message

Message(972) 534-5626

Email

Email[email protected]

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Behind the Scenes – Your mortgage team and the Federal process

Behind the Scenes – Your mortgage team and the Federal process

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Hello, as you think about a mortgage, you may wonder, what is all this paperwork and why? Mortgage companies must follow and the mortgage guidelines. I hope this is helpful and we are always here for questions.

*Home insurance - if you are closing fast, please confirm your home insurance in 48 hours. If you are building 30-45 days prior to completion is perfect.

I hope these videos' help explain the process, lenders are required to follow.

Patty Newby & theLoanDesigners

Start@theLoanDesigner or 972-534-5626 (Text or call)

Initial Disclosures, sent after you sign your contract

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Home Insurance questions, please get this early

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The Appraisal

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Locking your Rate!

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Initial Closing Disclosure

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Final Closing Disclosure

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“You worked with me on getting a loan I could afford and I am a very Happy camper!”

P

patty m s

“Initial direction was very informative & offered encouragement & direction. Builder not clear about dates so threw us off. At finance time time not clear exactly what was needed re: everyday credit cards so cost me more. Tonya & Zach came thru & all went well.”

B

brenda e. d

“Good communication. Succinctness in requests. Didn’t ask for same things multiple times! Super!!”

G

gary g

“Attention to detail, follow up, quickness and easy process. Thank you”

M

mauro c

“It was a smooth process from star to the end.”

N

nebyou a

“quick response”

S

susan b

“Good communications from Patti”

R

robert e. p

“Patty was great to work with on our loans. Patty is very informative and responsive. I would recommend Patty and her team to anyone looking for companies to handle mortgage needs.”

M

miriam a g

“Excellent fast service and a great range of products for my clients!”

J

justin h