5003 Wing Road

Desirable neighborhood, appealing home with lovely old oak in front; healthy yard and plantings. Fresh interior paint, updated flooring and quartz countertops in Kitchen. Mother-in-law plan; comfortable, well-laid out living space. Sunroom adds a second living space that is bright and inviting, offering a respite from the heat in summer. This home has been meticulously maintained by the original owner and is ready for new residents NOW, very motivated to sell so don't pass this one by!

4512 Wabash Ave

Charming, Updated, and Move-In Ready — Just Minutes from TCU and Downtown Fort Worth! Prepare to fall in love with this absolutely adorable 4-bedroom, 2-bathroom gem, perfectly located near TCU, vibrant downtown Fort Worth, and beautiful local parks! Offering the ideal blend of historic charm and stylish modern updates, this home is designed to impress. Step inside to a bright, open-concept floor plan featuring rich hardwood and elegant tile flooring, all flooded with natural light from brand-new energy-efficient windows. The beautifully updated kitchen is a true centerpiece, complete with crisp white cabinetry, stunning granite countertops, and stainless-steel appliances — perfect for everyday living and entertaining alike.The spacious primary suite serves as your private retreat, boasting a luxurious en-suite bathroom and a large walk-in closet. Major upgrades include fresh interior and exterior paint, newly stained hardwood floors, new windows, a brand-new plumbing line to the street, and an extended backyard fence with a new gate for easy access — ideal for hosting weekend BBQs, outdoor gatherings, or relaxing evenings under the stars. Bonus: the roof is only 4 years old, and the refrigerator conveys with the home! Overflowing with character, style, and updates, this home is truly move-in ready. Don’t miss your chance — schedule your showing today before it's gone!

2400 Bruin Drive

Explore this beautiful, modern home in Spicewood, TX! With bright, open spaces and lots of windows, this house feels sunny and welcoming. The floors are shiny and made of wood, making it both cozy and stylish. The kitchen is perfect for cooking and hanging out, with shiny stainless-steel appliances, smooth countertops, and lots of cabinets for storage. The main bedroom is like your own private getaway, with a big bathtub, a walk-in shower, and double sinks. There’s plenty of space in the other bedrooms for family or friends to stay. This home is in a quiet neighborhood close to Lake Travis and other fun places to visit.

2404 Bruin Drive

Step into your dream home in Spicewood, TX! This bright and beautiful house has everything you need to feel comfortable and happy. The open floor plan makes it easy to move around and spend time with family and friends. Big windows let in lots of sunlight, making every room feel warm and inviting. The kitchen is perfect for cooking, with shiny new appliances, lots of counter space, and modern cabinets. The main bedroom is your own private space, complete with a big bathtub to relax in, a walk-in shower, and plenty of storage for your things. There are other spacious bedrooms for your kids, guests, or even a home office.  This home is in a quiet, friendly neighborhood, close to Lake Travis and fun outdoor spots.

Prop 4??? What else do you need to know?

I've talked about Prop 4 before -but it's time to make a little bit of a deeper dive on what that means?

Job Reports Nudge Mortgage Rates

Jobs Report Nudges Mortgage Rates Back Into Their CageFor the past two months, mortgage rates have been pacing inside a well-worn range—too high to celebrate, too stable to panic. And with markets still waiting for clarity on trade policies and inflation, it's been up to economic data to shake things loose.This week brought the usual early-month data blitz, including:ISM Manufacturing and Services IndexesJob OpeningsADP EmploymentAnd, the headliner: the Nonfarm Payrolls report (aka “the jobs report”)Midweek: Hope Springs Eternal On Wednesday, rates started to dip after two key signals suggested the economy might be losing steam. ADP Employment missed expectations by a mile—its weakest showing since January 2021. Not long after, ISM Services added to the gloom with softer-than-expected numbers.The bond market responded like a student who just found out finals were postponed—relief. Yields dropped, and mortgage rates followed. For a moment, it looked like we might break out of the top end of the range.Friday: Reality Checks In Then came Friday’s jobs report. It didn’t blow the doors off, but it did beat expectations—just enough to undo the midweek rally. Bond yields surged, and mortgage rates bounced right back up.So, while some headlines this week claimed rates fell, the truth is more nuanced: they dipped midweek… and then reversed course. Rates on a 30-year fixed loan briefly hit 6.87%, but by week’s end, we were bumping up against 7% again.Translation: We’re still in limbo.Survey data from Freddie Mac and the MBA painted a prettier picture, but only because they missed the Friday rebound. The real-time market tells a different story.What’s Next? More data, this time focused on inflation. But with tariffs, trade talks, and a Senate spending bill still hanging in the air, markets may take it all with a grain of salt. Until something breaks the stalemate, expect rates to keep circling in familiar territory.Current Mortgage Rates (as of 6/6):30-Yr Fixed: 6.97%15-Yr Fixed: 6.22%FHA: 6.47%Jumbo: 7.02%5/1 ARM: 6.40%Bottom Line: Rates flirted with improvement, but the jobs report brought them right back in line. We're still in the “wait and see” phase—watching inflation, trade developments, and fiscal policy. Patience (and a good loan strategy) remains key.Need help reading between the lines—or locking before the next curveball? I’ve got you. theLoanDesigner.com

Friendlier Rates Amid Mixed Signals for Housing

With Memorial Day shortening the trading week, markets were fairly calm last week—especially on the rate side. Stocks saw some swings thanks to earnings reports, but mortgage rates mostly stayed flat or dipped slightly after a bigger drop on Tuesday.That Tuesday drop? It wasn’t about fresh news—it was just lenders catching up to last week’s improvement in the bond market. Heading into a holiday, it’s pretty typical for rate sheets to lag a bit.One thing to flag: a lot of headlines this week misrepresented what actually happened with mortgage rates. That’s because most use weekly survey data, which lags real-time conditions and still included last Thursday and Friday’s higher rates. In reality, most lenders ended the week slightly lower than the one before.On the housing front, the data was a mixed bag:Refinance applications dropped (expected, given last week’s bump in rates).Purchase applications ticked up a bit.Pending home sales made news with scary headlines, but really, we’re just continuing the same sideways pattern we’ve been in for months.We also got March home price data from Case-Shiller and FHFA. Overall, prices are still climbing—slowly—but staying above zero is still a win. That said, Case-Shiller’s seasonally adjusted numbers showed their first monthly dip since early 2023. Nothing major yet, but something to keep an eye on.Meanwhile, a trade court temporarily blocked some Trump-era tariffs midweek, which caused a quick spike in both stocks and bond yields. But the news broke in the evening U.S. time, so the next morning, traders quickly walked it back. By the afternoon, the court clarified: tariffs are still on—for now—while the appeals process plays out. Translation: not much has changed.Bond markets got an extra boost Thursday morning from weaker-than-expected economic data. Friday’s inflation numbers didn’t move the needle much—markets are waiting to see if tariffs affect inflation, but that likely takes months to show up in reports.Looking Ahead: Jobs & PMIsNext week’s big focus? Economic data. Both key Purchasing Managers Index (PMI) reports drop Monday and Wednesday, followed by the always-important jobs report on Friday. As usual for the start of the month, we’ll also get a handful of supporting reports that could shake things up.

Housing Market Stronger than Expected

Whether you call it “strong” or just “better than expected,” this week’s economic data outperformed market expectations—and as a result, interest rates edged higher.Interest rates are closely tied to bond market behavior, which is heavily influenced by economic data. That said, the market doesn’t always stay focused on data releases. In early April, for instance, attention shifted to tariff-related developments, pushing economic reports to the back burner.But as we mentioned two weeks ago, it seemed like economic fundamentals were regaining influence over rate movements. That was confirmed this week when the ISM Manufacturing PMI report had a noticeable impact. While the data wasn’t necessarily impressive, several components were stronger than anticipated. At the same time, inflationary pressures—reflected in elevated input prices—remained persistent, which is generally negative for interest rates.In short, investors were looking for signs that trade uncertainty was starting to weaken the real economy, which could have justified lower rates. But when the data didn’t support that concern, markets adjusted upward.Thursday saw only modest market movement, but things picked up on Friday after the release of the Employment Situation Report. Despite some downward revisions to previous months, job creation still beat expectations, and the unemployment rate held steady—even with more people entering the labor force. That’s generally a sign of labor market strength.Together, the data from Thursday and Friday reversed the drop in expectations for a Fed rate cut that had built up over the past six trading days. The good news? This shift didn’t do much damage to the broader interest rate landscape. Ten-year Treasury yields—a key benchmark for longer-term rates like mortgages—are still in the lower half of their recent range. Mortgage rates are close to where they were last Thursday, although slightly higher compared to last Friday.Some headlines may claim mortgage rates fell this week, but those are likely based on survey data from Freddie Mac or the MBA that doesn’t reflect the rate increases seen at the end of the week.