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As a self-employed business owner, finding the right refinance solution wasn't straightforward. I initially spoke with another loan officer who recognized that… Nazila G. on Google
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Home Loan Hack for 2026 – A Temporary Buydown Can Help You Save!

Home Loan Hack for 2026 – A Temporary Buydown Can Help You Save!

In this video, I explain a strategy we're using to navigate the current real estate market with higher price points and interest rates. I discuss the impact of these factors on home prices and rental rates, as well as the importance of considering the long-term benefits of homeownership. I also present different transaction scenarios, including conventional loans and temporary buy-down options, to help you understand how these strategies can make homeownership more affordable. By the end of the video, you'll have a clearer understanding of whether it makes sense to purchase a home now or wait for interest rates to potentially decrease.

Cost of Waiting 1 year vs Buying Today w/ a 2/1 Temp Buydown

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Steve 24-7 — Clarity, Confidence, and Next Steps

The Steve Combs Team Difference: Your Pre-Approval Letter

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Typical Needed Documents Required for Your Loan Approval

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DO's and DON'Ts During the Home Buying Process

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Homebuyer Tools

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Introduction to The Modern Home Buying Experience

Win the Offer with Homebuyer's Edge

Before they buy, refinance, or sell — make sure they start here.

Mortgage Interest Rate Buy-Downs Explained

How a Strategically Applied Temporary Buy-Down Can Help You Save!

Steve Combs' Weekly Market Brief

National Rate Averages

Historical Trend

Source: Optimal Blue Mortgage Market Indices (OBMMI). Indices reflect aggregate rate lock data. Learn more.