As a self-employed business owner, finding the right refinance solution wasn't straightforward. I initially spoke with another loan officer who recognized that I would be better served with a bank statement loan and connected me with Steve Combs, and I'm incredibly grateful she did. From the very beginning, Steve was responsive, knowledgeable, and easy to work with. He returned calls and answered questions quickly, even after normal business hours, and took the time to clearly explain my options and what to expect throughout the process. What stood out most was that Steve looked beyond my tax returns and carefully reviewed my bank statements to evaluate my income. That approach gave me access to financing options that better reflected my financial situation as a self-employed borrower. Refinancing can be stressful, especially when you're unsure what options are available, but Steve brought clarity, confidence, and a strategic perspective every step of the way. I never felt like just another loan application. He genuinely took the time to understand my goals and help me make informed decisions. I highly recommend Steve Combs to anyone looking for mortgage guidance, especially self-employed borrowers, homeowners considering a refinance, or anyone who needs a thoughtful and strategic review of their mortgage options. His expertise, communication, and commitment to helping clients stand out in an industry where that level of service can be hard to find.
Reviews
Steve Combs is very knowledgeable in the home financing arena! I have bought many homes in my life and Steve Combs has the best approach to home buying and lending that I have ever experienced! Steve does an amazing job preparing and explaining your home buying process. He is kind and patient when it comes to explaining all the ins and outs of home buying, which helps his clients save money. In this stressful time of my life, Steve is there with all the answers! That's why I gave Steve 5 stars. He definitely earned it!
Thank you Catherine for your trust and your kind words. I'm proud to be relied on and very grateful you took the time to let others know about your experience and confidence in our team.
Thank you Heather!
Just started working with Steve. I’ll update once things are figured out.
Steve is the best lender I've work with to date. He was very detailed from initial offer to closing and always kept me up to speed as to where I was in the process. I'll will be recommending him to anyone in the market for a home.
Thanks so much Adam! You were outstanding to work with so that made it easy for my team and I to deliver a great experience for you. Thank you sincerely for your endorsement and kind words!
Steve Combs was great to work with! He’s very friendly, efficient and communicative throughout the entire process. He has helped me with the purchase of now 2 houses and would highly recommend him and Cornerstone Home Lending.
Thanks so much Marcia! It means a lot that you guys took me along with you for your next home in NC!
Steve Combs and his teams are best, if anyone looking to buy house first thing first, don’t hesitate to call Steve and get pre approval. I highly recommend
Thank you Rifz! To be included on this journey with your family was a great honor to me and our entire team.
Fantastic experience working with Steve and his team! Everyone was highly communicative throughout our home buying process and helped us navigate as first time home buyers. Highly recommend!
We are extremely grateful to you and your family for your trust and for letting us play a role in such a memorable life event! Thank you and thank you for your kind words, Kayla!
Steve Combs and his team were wonderful to work with. Very patient and explained our options well. Thanks for your help in making our dream come true!
What a privilege it was for us to serve you. I should be writing a review for you. Thank you!
So helpful!
Steve was amazing right from the beginning! He is clearly very knowledgable and is able to explain everything in a way that is easy to understand. He was very detail-oriented and worked to ensure we were well taken care of. Even with the bumps at the end (not due to any fault of his own!), we were very confident in Steve's ability to work everything out and for our benefit. We are so glad that we decided to trust Steve while buying our first home!
Steve was amazing right from the beginning! He is clearly very knowledgable and is able to explain everything in a way that is easy to understand. He was very detail-oriented and worked to ensure we were well taken care of. We are so glad that we decided to trust Steve while buying our first home!
Thank you for the privilege of your trust Amber!
Steve Combs was very professional and hands on. I purchased from out of state and working with him was the easiest part of the whole process. My experience with Steve was smooth and straightforward and I feel he had my best interest at heart. Thank you!!
Thank you for the kind words and your trust! It was an absolute privilege for our entire team.
Steve combs and the gangs really knows what they are doing five star all the time
Thank you so much for your five star review and the trust you placed in our team to achieve your goal. It was an honor to play a role and we look forward to continuing to be a resource to you Z for years to come.
Steve Combs is one of the best lenders I worked with. He treating his clients with professionalism and really care about getting the best terms on the loan for his clients. It’s not about his interest, it’s about what ever it takes to make his customers happy. I always refer my clients to Steve Combs.
Thank you for recognizing an attribute that is a core principle of our approach, Natalya! You’re an incredible person and partner and anyone that chooses to work with you is making a very good decision.
The people at Cornerstone were absolutely fantastic. They actually care about you as a person and not a client. The whole process was flawless and simple. Would recommend to anyone who is looking.
Thank you, Lee! We look forward to continuing to be a resource for your family.
Steve was great he turned a tough situation into a great one, also Haley made the process smooth as well. We are so happy to have done business with Cornerstone!
Excellent Loan Officer!!
Steve did a great job ! My husband and I were both first time homebuyers and he made sure we knew what was going on every step of the way. He made our experience smooth and wonderful! We will definitely use him in the future and refer him to our family and friends.
Fast and reliable service I needed a place fast because of a new job and I closed in 2 months. Even with all the COVID delays everywhere I wasn’t hampered at all.