Meet AIO – The All In One Loan

Is This The Best Home Loan Ever?

The All In One Loan

Mortgage interest can be one of life’s biggest financial obstructions. The All In One Loan was developed by homeowners and mortgage professionals as a solution. By combining banking functionality with home financing into one dynamic instrument, borrowers are able to save tens of thousands of dollars and years off their loan.

WHAT IS THE ALL IN ONE LOAN?

Designed after popular programs around the world, the All In One Loan is the nation’s first transactional offset type-mortgage program.

  1. Home financing and banking combined:
  2. Deposits lower your loan’s principal
  3. Funds remain available for expenses
  4. Interest is calculated on the average daily balance
  5. This lowers the monthly interest payments
  6. Tens of thousands of dollars can be saved over the life of the loan
  7. Mortgage freedom can be achieved in half the time or less

Meet AIO – The All In One Loan

All In One Loan Simulator

The All In One Loan: How It Works

Case Study: AIO vs Historically Low Rates (During Covid)

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Understanding The All In One Loan

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Historical Index Charts

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Above and beyond only scratches the surface!

“As first-time home buyers, we were incredibly grateful for the exceptional, and even at times emotional, support we received from Sean and his team throughout the entire process. When we first got in contact with Sean, we had no idea when we’d be able to buy a home, but he helped us lay out a clear game plan to reach our goal. Once we were in contract, they kept us informed every step of the way, breaking things down into simple terms we could understand. The friendly email reminders and helpful videos made navigating the journey so much easier, and the interactive tools were a great touch! What truly stood out to us, though, was how kind, patient, and responsive Sean and his team were to our endless questions. They helped settle our worries and made us feel confident in every decision. We can't thank them enough for making our first home-buying experience such a smooth and stress-free one!”

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erica richards

Amazing Experience!

“I had an absolutely incredible experience working with Sean and his fantastic team. From the very beginning to the final closing, they demonstrated unparalleled professionalism, dedication, and expertise. Communication was flawless throughout the entire process, and I was kept informed every step of the way. What truly sets this team apart is their unwavering commitment to going above and beyond. They left no stone unturned to ensure my smooth and hassle-free mortgage process. Their attention to detail, proactive approach, and willingness to address concerns exceeded my expectations. I can't express how grateful I am for their guidance and support in securing my dream home. If you need a mortgage broker who genuinely cares about their clients and is willing to put in the extra effort, look no further. This team is not just exceptional, but they redefine excellence in the mortgage industry. Thank you, Sean, Teresa, and Mario, for making my home ownership journey an absolute delight!”

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lyn stangeland

Terrific service

“Sean Stanfield and his team were terrific to work with from the loan application process all the way through to the closing. He is very competent, great to work with, and an excellent communicator - as are the rest of his team members. Sean also worked in lock step with our realtor to ensure that our loan fit our specific needs. We required a 14-day closing which was aggressive, but Sean and his team made certain that closing occurred well before the 14 day deadline! He was very adept at communicating with us every step of the way via cellphone, email and text. I would recommend his company and Sean Stanfield to anyone seeking an outstanding, responsive lender.”

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terrymccarthy1635

Megan

“Sean and his team helped us navigate the purchase of our new house with a VA loan. He was able to help us work through a high stress hiccup due to a different lender ‘s miscommunication. His knowledge and expertise enabled us to find a solution to proceed with the purchase as planned. His enthusiasm, professionalism, and overall “can-do” attitude are such a rare find in today’s lending industry— we truly felt like Sean had our back every step of the way.”

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megan

Thank you Stanfield Team

“Sean, you, your oustanding Team, and Chris came in our lives when we needed it most. It was unexpected but we are lucky you all did. I'm almost positive this whole process could have been way more stressful than necessary, but you guys did the complete opposite, talked us off the ledge a few times and made us feel like family. You cheered us on from start to finish. Any apprehension we might have had, you all crushed it and kept us moving. We really hope we continue our friendship moving forward and we are forever grateful to everyone! Much Love The Holley's”

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user55531933

Highly Recommend

“I am a first-time home buyer and new to the mortgage process, but Sean and his team were extremely helpful and walked us through every step of the way. Sean was proactive and clearly explained everything we needed to know. Sean was always available when we had a question or needed anything and made sure that our loan closed on time. I highly recommend working with Sean as your lender.”

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seth williams

Top Notch Lender- Guaranteed to Fight for You

“Sean is not your typical loan officer just doing paperwork like those online companies. He called the listing agent and fought for my buyers. He convinced the listing agent to go with us over other highly qualified buyers. His file is super clean, organized and get the job done quickly. I also might add that his rates are excellent and the service even better.”

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marc1678

Looking for a lender? Look no further!

“As a first time home buyer with minimal experience, I was nervous to get started on the path to homeownership. From the first call I had with Sean, he eased my concerns, answered all my questions, and treated me with respect. Sean is so personable and friendly, it was always such a pleasure talking with him. Him and his team were so amazingly helpful and guided my husband and I through the home buying process with ease. I would recommend Sean to my family and friends any day, and now to you, people of Zillow! As long as I ever have a need for a lender, Sean will be the one I go to.”

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kelly baker

Excellent Experience

“My husband and I recently purchased a condo in Santee, CA. Coming from Bakersfield we were nervous about the process. Sean and his team were extremely helpful with our recent purchase. I would definitely recommend Sean and his team for all of your Lending needs.”

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angblair