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All About Patrick

I am a real estate financing expert, passionate about helping people navigate the complex waters of mortgage financing. Leveraging my 30+ yrs experience in helping consumers, I am always seeking to make a broader impact in my community through education and support of those who are seeking fiscal literacy and debt management tools in order to become homeowners.As the son of immigrants, I deeply understand the value of hard work in order to provide a better life for your family and achieve the American Dream of homeownership. I found that in the mortgage business I can help the people in my community by guiding them down the path to own their home.Starting in the business as a loan processor and then an underwriter, I mastered the nuances of lending guidelines and massaging an application into a workable financing structure that met strict lending requirements. It has been in my role as a Loan Officer where I came to truly understand how to also meet the needs of the client. I learned to reduce first time home buyers’ stress and give them the confidence they needed to buy a home and manage their debt by delivering clear and constant communication.In my practice I have found that identifying problems when they occur is not enough in the current environment, you must also have the foresight to see them coming and to plan a way to overcome them. I call it playing the “real estate chess game” where we must think a few moves ahead and be prepared to execute a plan of action when issues arise. Creating business systems and assembling a team of colleagues to consistently deliver those solutions to clients so they have a memorable experience and happily return as repeat clients. As seen by reviews and testimonials these clients become advocates for my practice by introducing us to new relationships that need our services. Providing the consistent, clear, and concise written and verbal communication to educate and update consumers about the financing process before, during, and after closing has been what I have become known for, and it is the foundation to building a business built on referrals.My deepest satisfaction has come from bringing others together in the industry, with the heart of a servant leader, teaching and sharing the lessons I have learned with other professionals so that we can all work together supporting consumers. In this industry I have found my natural ability to be able to help people, to build solid solutions and viable action plans to work through financial hurdles to realize the goal of homeownership.See what Patrick’s clients have to say about their experiences working with him on his Zillow review page: CLICK HERE (Zillow account or login not required)

VA MPS’s (minimum property requirements)

Minimum Property Requirements (MPR's) for VA home loans. While this is not an all-inclusive list, it may help identity most of the major issues that can show up on an appraisal for VA financing.

Shopping for a rate? Heres how to do it the right way

If you're shopping for the "best" financing terms, use this guide to make sure you're asking all the right questions.

Home Sellers Guide

There’s a lot going on in the housing market this season, and you may have some questions about selling your house. In this guide are a few of the top things you may be wondering about, and the answers that can help you make a confident, informed decision.

Reviews

"I felt very well educated, calm, organized, and prepared for home ownership largely because of Patrick. I highly recommend him, as I have already. He kept me on track with everything and honestly make me feel calm during the time that is usually scary for anyone purchasing a home for the 1st time. I truly feel lucky he is on my team."

simone f.

"My husband and I recently worked with Patrick to refi our house. He was informative and quick to respond. We will definitely stay in touch. Thanks Patrick!"

jen mackeen

"Patrick was absolutely AMAZING throughout my entire recent home purchase. It took a few years due to other personal obligations and minimal inventory. Patrick was extremely patient which made the already stressful process very easy. He held my hand every step of the way! I’ve already recommended him to others and would work with him again! "

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"Patrick was fantastic to work with. From pre-approval to closing day he was on top of everything. He explained the entire process in detail and made sure all of the numbers made sense to us. I definitely hope to work with Patrick again. "

josh ells

"Patrick takes so much of the stress out of the home buying experience - my husband and I felt incredibly supported the whole way through. Can’t thank him enough for all of his help along the way! Feels great to have him on our team!! "

melissa manning

"I can’t speak more highly of Patrick Queally and his office. He made the hectic process of home buying a breeze by being clear and communicative from step one. We put our full trust in Patrick and would tell everyone to do the same. With almost daily updates of where the process was, and willingness to jump on a call 24/7, we never felt rushed/stressed or behind on any of the deadlines for or mortgage. 10/10 Professionalism! "

w. lyons

"This is now my 2nd time using Patrick as a loan officer and I couldn't be happier. Patrick is always a quick phone call or text away and is always extremely helpful and responsive. This time around I had a nightmare scare where I was a victim of wire fraud and Patrick helped get the issue resolved by working with several professionals as well as staying in constant contact with me. I would recommend Patrick to anyone!"

mac luciani

"Patrick was recommended to us by good family friends who had nothing but good things to say about him. My wife and I were completely ignorant to all the nuances of real estate and getting a mortgage, but from our first contact with Patrick, he took his time to explain all of the intricacies and tiny details, as well as answer all of the questions we had. We started this process over 4 years ago, and even in the slumps of our search, Patrick would always check in with us and offer guidance on trends and ways to get our offers noticed. Patrick was always available to answer questions, or get pre-approval letters to us, and he ALWAYS followed up with the selling agent on any home that we would put an offer on, as a way to let them know that we were legit and being represented by a local professional that had vetted us, and not a corporate robot. On the rare occasion Patrick wouldn't be available, he would always follow up with a time or a date where he could get back to us where he'd send a calendar invite to block out time. You can imagine that the process of getting an offer accepted is just the tip of the iceberg. All of the steps once our offer was accepted were so meticulously organized and tracked that it took the majority of the stress out of that process. Patrick has numerous resources that kept us informed and up to date, and helped us go from offer acceptance to closing date in a little over 30 days. We have nothing but great things to say about Patrick and all of his hard work. His various sports calendars are also a nice bonus too around each season. If you are in New England, you need to work with this great guy!!"

alex & lauren hasome

"Patrick was so helpful throughout the entire process. Any questions we had he was available right away. He made our first home buying process so easy and not stressful at all. He is completely upfront and honest about everything. We’re very thankful to have found him and would use him again."

tyler simpson

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