Affordability & Visibility

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The Affordability Playbook

The Affordability Playbook — How It Works in 3 Steps

Your listings aren't stuck on price. They're stuck on payment. We fix the one thing we can control: the rate. A seller-paid buydown lowers the buyer's monthly payment for the life of the loan, and the seller often nets the same or more.

Here's how we get it in front of people:

1. The Listing Link — the education. One link that does the teaching for you. It breaks down the buydown, runs the numbers with a built-in calculator, shows the real monthly savings, and walks the buyer through the approval process. Not just "here's the house," here's why the payment works.

2. The Flyer — boots on the ground. The printed piece for your open houses and on-site visits. Every buyer who scans it lands right back on the Listing Link, so the in-person traffic feeds straight into the full affordability story.

3. Social Promotion — the reach. We take that same link and put it in front of 15,000–50,000 people over a 10-day window. Targeted, trackable, and built to drive traffic back to your listing.

Three tools, one loop: educate, capture, expose.

Let's grab 15 minutes and walk through it on one of your listings. That's all it takes to see if it moves the needle.


Price vs Rate - Creating Affordability through Rate Buydowns - Sample

Here's your listing today

The price and a buyer's payment at today's rate.

List Price
Down Payment
Today's Rate
Buyer's Monthly Payment
Loan details
Loan amount
Principal and interest
Property taxes
Homeowners insurance
Mortgage insurance
Payment shown Principal, interest, taxes, and insurance
Two ways to spend the same money

Cut the price, or buy down the buyer's rate.

Listing After Price Cut
Listing Price With Buydown
Price Cut
Cost for Buydown

Put toward a buydown, it lowers the buyer's rate and monthly payment.

Current Rate
New Rate
Current Monthly Payment
New Monthly Payment
Savings details
Monthly savings with the buydown
Monthly savings with a price cut instead
The buydown saves the buyer more

A price cut lowers the payment a little. A buydown can lower it even more.

Monthly Savings With a Price Cut
Monthly Savings With a Buydown
Yearly Savings With a Price Cut
Yearly Savings With a Buydown
Savings details
Extra monthly savings with the buydown
Extra yearly savings with the buydown
Buyers approved for less can now afford your home

A buyer approved for at today's rate can afford the same monthly payment as your home with the buydown.

Approved at today's rate
Can buy with the buydown
Same Monthly Payment
Added Buying Power for These Buyers
Affordability details
Today's rate
Rate with the buydown
Payment shown Principal, interest, taxes, and insurance
The buydown can reach more buyers
The buyer's payment goes down
Monthly payment today
With the buydown
You keep your price
With the price cut
With the buydown
Affordable to buyers shopping at
Summary details
Today Price Cut Buydown
Price
Interest rate
Monthly payment
Buyer saves

This walkthrough is for example purposes only and is not an offer to lend. Example payments shown here include principal, interest, property taxes at of the price a year, homeowners insurance at a month, and mortgage insurance under 20% down. The approval comparison is based on the same full monthly payment. Actual rates, payments, and costs vary by lender and buyer.

Sample Rate Buydown Listing

Sample Open House Flyer - Download and Display

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Sample Ad - Our Plan to Create Visibility

Sample Ad - Our Plan to Create Visibility
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