Your free guide to refinancing (and how to not get ripped off)

Your free guide to refinancing (and how to not get ripped off)

Since 2007 I've helped people buy and refinance properties all over the country.

I found that lots of people aren't well versed in the process, and companies will TAKE ADVANTAGE of those homeowners by using deceptive practices to overcharge them, or flat out convince them to refinance when it may not really be in their best interest!

This guide was built with those homeowners in mind. Addressing some of the most common questions I hear with short, honest, and easy to understand answers to give you the knowledge you need so you can guard yourself (and your property) against those who wish to steal your equity!

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⚡Got another question you don't see addressed?

⚡Want to see if refinancing is right for you?

⚡If now is not the right time, do you want to be added to the *Rate Watch List* so you will be contacted as soon as we hit your target rate?

Just call/text/email me ↩️

➡️ Call/text: 985-777-2837

➡️ [email protected]


Ready to apply? *NO OBLIGATION*, Click here ➡️⚡FREE ONLINE APPLICATION


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Tim Pillsbury

Veteran Mortgage Advisor

at The Mortgage Link

NMLS #101822

(985) 77-RATES

https://linktr.ee/lendertim



What is a refinance?

What is the interest rate?

What are the costs of refinancing?

Do I need to lower the rate by 1% to refinance?

Should I refinance with my current mortgage company?

Do I have to wait a year to refinance?

Should I take the great deal I saw advertised?

Tim is an expert broker who cares and delivers

“Tim recently brokered our mortgage for a home we purchased in San Diego, and we could not have been happier with the way things went. Tim was professional, extremely knowledgeable about the industry, and he was an excellent and prompt communicator through every medium (phone, email, text), and his team at Amres were also excellent in every way. He listened to and promptly answered every question, request, and worry that we brought forth. He clearly explained the terms of the deal, and presented our options with clear reasoning, analysis and facts that helped us to reach an informed decision that we felt good about. Most importantly perhaps, Tim also delivered on every commitment. He was able to offer us rates that beat every bank and broker that we shopped with and he helped us meet our accelerated timeline with time to spare. If you’re looking for a broker, we would definitely recommend Tim as he went above and beyond to make us feel informed and comfortable.”

R
radu

Immensely helpful and knowledgeable

“When I was working towards refinancing my condo, I didn't really have any idea how it works, the procedure or what to expect. Tim was GREAT! He was able to explain everything I needed to do, the documents required, and timelines and what not. It was a relatively pain free process and it was all done within 2 months I want to say. Currently enjoying a killer rate and saving money every month. Thanks Tim!”

J
joshua valero

Mr. Pillsbury was awsome.

“I would definitely recomend Mr. Tim Pillsbury, he was totally profesional and very efficient. He answered all my questions and went above and beyond my expectancy. I really appreciate all the help he gave me.”

L
lmtpsanpedrana

Tim is the best!!

“I heard about Tim through my mother, who helped my brother with their home purchase. They had a fantastic experience with Tim and recommended him to me as well for my home purchase. Tim was very helpful, efficient, and was able to answer any questions I had during the entire process. Look no further!! Tim is your guy!”

J
justin pilet

Pleased!!!

“We were very pleased to work with Tim on our refinance. He answered all our questions and explained everything to us. I will highly recommend him to my family and friends.”

L
laurenladnerseal

Polished and Professional

“Tim went above and beyond for our lending needs. He provided clear, insightful, and thorough information throughout the entire process. Tim was kind and always there to answer any kind of questions we had, even on weekends! Tim is THE BEST lending agent a person can have!!!!”

K
karrie brule

A+++ Lender

“When I applied to get prequalified, Tim made the process easy and quick. Once we found the right home, Tim made the loan process easy and almost effortless. He constantly kept us up to date throughout the entire process through emails, phone calls and talking with our realtor. Tim also went above and beyond by making himself available to the buyers of our home's Lender issues. His professionalism in handling loan procedures made closing time quick and painless. If you are needing or looking for a Lender, I would most certainly talk with Tim first. I couldn't be more satisfied.”

F
fred b.

Very knowledgeable loan officer

“Tim made our refinance so easy and quick. He stayed in contact with me every step of the way. I would highly recommend him to anyone interested in making a mortgage loan!”

C
cpkrakowski

Excellent Lender

“Tim was wonderful. Everything was prepared in a timely manner. He was very nice and extremely helpful! Tim helped me out, when my own bank of 15 years could not help me. I have already informed a friend of mine about Tim and Nola Lending.”