Adam and Cathy’s knowledge really helped us succeed into purchasing our first home. We are very grateful, thank you!!!

“I just want to start off by saying how grateful and thankful my family, boyfriend, and I were for Adam and Cathy from Emery Financial to help us out throughout this homeowner process! We really appreciate the time and dedication they took along with our realtor Maria to truly be there every step of the way until right the very moment when we closed. They navigated us through each roadblock and really pulled us through over various months. We cannot be more happy and just want to say thank you guys for being patient with us and our file! God bless and best wishes.”

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brenda

Great experience

“Adam and Kathy were wonderful to work with. No surprises always answered the phone and kept us updated. Made our loan super easy for a vacation property. We will definitely use them again.”

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zuser201611031417051

Thank you Adam!

“Adam and his team at Emery Financial are the team you need to work with if you are looking to buy or refinance a loan. As first-time home buyers, Adam educated us on the mortgage process throughout and gave us strategies that go way beyond just the interest rate. When our seller wanted our loan to close in two weeks, Adam and his team never flinched and told us they could get it done. Without that, we never would have gotten our dream home. From down payment strategies to education on the rate environment, Adam made sure we not only got a great rate, but that we had a comprehensive plan for how to buy our home. His loan processer Cathy also made sure that the process was easy and kept us on track to close in a short period of time. Thank you, Adam and Cathy, for helping us, we would not be in our home today without you!”

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teddy s

Would definitely recommend!

“Adam and Cathy went above and beyond to help me get the best rate for my mortgage and to close on time. They were always available to talk to me and answer any question I had.”

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austin braver

Highly recommend!

“We highly recommend Adam for all your lending needs! Adam put together a very detailed video showing our options in different real estate markets and how they would appreciate over time as well as the options of what our purchase would look like. We appreciated his responsiveness throughout the process. His assistant Cathy was also a joy to work with and both were very professional and seemed genuinely excited for us. It was a very smooth lending process and we highly recommend Adam for your lending needs.”

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jody

Adam Heany, he is a Saviour!

“I went through miseries for 32 days and I was saved by Adam in 12 days! CLOSED in 12 days!!! 12 DAYS! It was unbelievable. From the day I was referred, this team never stopped working. Adam was in the meeting , I remember him working in the background as I had an urgency and risk of losing my offer. I was valued from Day 1. to top it off , Adam locked me in a much lower rate which gave me a promising $300 dollar savings every month. I wish there is a million Adam Heaney out there with angels like his team in the office, there will be minimal suffering. Thank you Adam for doing a fantastic job. Thank you for bringing us home in California closer to my family and friends. We are very happy and satisfied! Maraming Salamat po!”

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marie liberty gozon

Adam is great!

“Me and my wife just moved to California and had no experience buying a house here. Adam made the process so easy! He is a fantastic communicator and advocate for his clients. I never felt like my questions bothered him, or that I was out of the loop with our loan. If I get another home loan here, I will definitely use Adam. Thanks again, Adam!”

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jordanfarnworth

Adam Heaney is the best!

“Adam took care of every minute detail for us. The current pandemic doesn't make borrowing easy, but Adam helped us navigate the loan process, and went above and beyond every step of the way. He has a great team too.”

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caroline

Adam Heaney is the BEST!

“I have had such a great experience working with Adam, both during our home purchase last summer and our refinance this year. I love that Adam contacted me to let me know when rates dropped low enough for him to do a no-cost refinance, no research or market-watching necessary on my part. He was proactive and able to complete the refinance before the market got congested and rates shot back up! I love that Adam kept me informed and educated every step of the way, incorporating easy-to-understand videos, charts, and graphs. I love that Adam communicated to me regarding every delay, even in the middle of the Covid-19 crisis. He made sure he fulfilled the terms he had offered us, even when there was a delay requiring a rate lock extension, at increased cost to himself. He has been personable, professional, and knowledgable every step of the way. We highly recommend Adam Heaney for all your mortgage loan needs!”

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hotch