Ron Siegel Radio featuring Alisa Johnson 3/19/25

How Homeowners Insurance and Dogs on Deployment Can Impact Your Financial Future

Homeowners insurance is essential for protecting your home and investment, but rising costs can make it challenging to manage. Meanwhile, if you're a service member, a unique organization called Dogs on Deployment is providing critical support to help ensure your furry family members are cared for during deployments or emergencies. These two topics may seem unrelated, but both have significant financial implications that you need to know about.

Rising Homeowners Insurance Costs: What You Need to Know

Homeowners insurance premiums are climbing, and understanding the factors behind these increases can help you manage your budget effectively. Here's what you should know:

  • Increased Severe Weather Events: Natural disasters like wildfires and hurricanes are driving higher claims, pushing premiums upward.
  • Insurance Companies Exiting High-Risk Areas: Insurers are pulling out of certain regions, reducing options for coverage.
  • Higher Rebuild and Repair Costs: Inflation has impacted material and labor costs, adding to insurance expenses.

How to Manage Your Insurance Costs

Here are key strategies to help you minimize rising costs without sacrificing protection:

  • Shop Around: Comparing multiple quotes ensures you find the best price for your needs.
  • Bundle Policies: Combining homeowners and auto insurance often unlocks discounts.
  • Install Security Systems: Enhancing home security may reduce your premium.
  • Increase Your Deductible: Consider adjusting your deductible based on your financial comfort level.
  • Roth IRA Strategy: Ask your insurance agent about using a Roth IRA for funding higher deductibles. This overlooked strategy can provide financial flexibility while protecting your investment.

Dogs on Deployment: A Lifeline for Military Families

For military families, pets are part of the family. When service members face deployment, medical care, or training, finding a safe and loving environment for their pets can be challenging. Dogs on Deployment steps in to connect volunteers willing to care for pets during these times.

How Dogs on Deployment Helps:

  • Temporary Pet Boarding: Ensures pets are cared for while their owners are away.
  • Financial Assistance: Covers unexpected veterinary bills, pet transport costs, and spay/neuter services.
  • Support for Veterans and First Responders: Extends beyond active military to help those receiving medical treatment or job training.

Volunteers are matched carefully based on pet behavior, medical needs, and the volunteer's experience. Dogs on Deployment’s national presence ensures military families across the country can access this crucial support.

Bottom Line

Taking control of your homeowners insurance costs and learning about unique organizations like Dogs on Deployment can strengthen your financial future. Whether you're a homeowner or part of a military family, there are strategies and resources available to help you protect what matters most.

Watch the full video replay for actionable insights. Learn how to manage your insurance costs effectively. Refer a friend, family member, or coworker for their mortgage needs — we're here to help!

Visit rsrlinks.com/marketminute for daily mortgage insights or reach out directly to explore mortgage solutions tailored for your financial goals.

#RonSiegelRadio #BorrowSmart #DogsOnDeployment #HomeownersInsurance #MilitarySupport #PetCare #VeteranOwned #MortgageTips #WealthBuilding

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My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.

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