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Creating Affordability in Real Estate

"What's Your Interest Rate?"

With everyone hyper-focused on interest rates, I'd like to take a moment to address rate buydowns and how they can benefit many of the buyers on the market today.

Here's what we know about the housing market:

  • As rates fall, more buyers will enter the market, meaning competition will increase
  • When there's more competition, buyers are forced to place higher offers, resulting in over-paying for a home
  • If we're able to get buyers in the market now when there's less competition, they will be in a better financial situation and have more opportunity in the future than if they're waiting for rates to fall

This strategy of a rate buydown has helped many buyers get a lower rate and the win-win that they're looking for with a lower home price and a lower rate. In this video, I talk about a temporary buydown, which is the most common that we're seeing in today's market, and how it can help today's buyers create affordability.

Reach out with any questions or if you want to see what a temporary rate buydown looks like for you!

- Darren

Reviews

"The team is very professional, friendly, responsive, and determined to get the deal done. They go above and beyond to make sure you feel personally taken care. I trust them with my Real estate investments."

jeanine amanda t

"Darren and his team work quickly, in a friendly and helpful manner, and are very communicative. A+"

nickolaus s

"Great team, open communication, professional yet personable."

david h

"Lots of communication, which is always helpful as the process moves along."

nickolaus s

"We didn't feel like just another number. We felt like family. Everything was explained clear and concise. You were transparent with information and spoke to us in a way that made us at ease for taking on a huge loan. If we had any questions you and your team was there for us throughout the entire process."

jacob eliades d

"Team McLellan used creative means to provide financing that fit my budget which resulted in the purchase of a perfect home for my children and I. They took time to explain the financing process from the most basic elements to the more complex aspects. I felt comfortable and in good hands with this crew."

nichole w

"!!!!!!!!!!!!!!"

justin k

"Darren was very professional. Prompt with keeping me up to date on how his side of the transaction going. Him and his team made this process smooth and quick for my client and myself. Very much appreciated!"

brian s

"Professional & great communication!"

mary g