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Should You Buy Now or Wait?

Is Now a Good Time to Buy?

Media headlines have done us a disservice when it comes to real estate and the housing market. They've convinced consumers that it's a bad time to buy, regardless of their personal economy. The truth is, this is going to be different for every individual - for many in the country right now, it's the perfect time for them to buy.

Here's a few things to consider as we continue into a dropping-rate environment:

  • Supply & demand effects home prices, meaning home prices will increase as rates drop and more consumers enter the market
  • If you buy now when there's less competition, you have the ability to refinance down the road in order to get a lower home price now, and the lower rate that you're hoping for
  • Trying to time the real estate market is nearly impossible - getting into the market and letting your asset appreciate as you build equity is more valuable than a .25 lower rate, as long as you're in a position to be able to buy right now

As always, reach out if you have any questions or want to talk about what buying in this market would look like for you!

- Darren

Reviews

"The team is very professional, friendly, responsive, and determined to get the deal done. They go above and beyond to make sure you feel personally taken care. I trust them with my Real estate investments."

jeanine amanda t

"Darren and his team work quickly, in a friendly and helpful manner, and are very communicative. A+"

nickolaus s

"Great team, open communication, professional yet personable."

david h

"Lots of communication, which is always helpful as the process moves along."

nickolaus s

"We didn't feel like just another number. We felt like family. Everything was explained clear and concise. You were transparent with information and spoke to us in a way that made us at ease for taking on a huge loan. If we had any questions you and your team was there for us throughout the entire process."

jacob eliades d

"Team McLellan used creative means to provide financing that fit my budget which resulted in the purchase of a perfect home for my children and I. They took time to explain the financing process from the most basic elements to the more complex aspects. I felt comfortable and in good hands with this crew."

nichole w

"!!!!!!!!!!!!!!"

justin k

"Darren was very professional. Prompt with keeping me up to date on how his side of the transaction going. Him and his team made this process smooth and quick for my client and myself. Very much appreciated!"

brian s

"Professional & great communication!"

mary g