Purchase 2-4 Unit Multi Unit with as little as 3.5% down payment

I’ve helped many clients in the last few years purchase a 2-4 unit Multi-family.
If you are planning on "living in one of the units as your primary residence", FHA could be a great lending solution for lower down payment.
FHA requires 3.5% down payment plus closing costs and pre-paid escrows (For an investment you’d need 20-25% down payment).
For a primary property, you must live in the property at least the first 12 months or more.
Lenders use income to qualify for the remaining units "75% of each unit comp"
Appraisals do cost a little more per unit up to 4 units "on average 900 -1200”
Any questions, have a scenario, ready to start your pre-approval, please reach out to me AND Check out my website and resources: michelleyourloanranger.com
Work with a local lender 100% focused on mortgages
A Direct Lender with few credit overlays
And being fast gives you a competitive edge in your contract offer working with me
Ask me about Fairway Advantage Pre-approval (helps you compete against Cash Offers)
Follow me for more tips on Instagram and Tik Tok @michelleyourloanranger
“YOUR Loan Ranger” of Mortgages; Making Loans Happen!

Reviews

"Michelle and her team were very engaged and attentive to my questions and provided great explanations of the policies and procedures needed to execute the house purchase."

reginald h

"Michelle and her team were very responsive to answering my questions and with providing detailed information as they guided me through the home buying process from start to finish. I had an excellent experience working with her and her team. I would definitely recommend her to friends and family members seeking to purchase homes. "

reginald a hughley

"Yall went above and beyond and got me a house!"

hail a

"Michelle did a great job .She went above and beyond to make sure I can met all the requirements for my loan .She kept me posted about everything during the process. I highly recommend her ."

anas a

"The service and personal attention we received from Michelle was exceptional and beyond what we were expecting! Her knowledge of the local and national market and her commitment in finding us the best rate helped us in my search for our dream home .I'm glad we chose her services and would recommend Michelle anyone buying a home. "

anas abdulrazzaq

"Michelle was amazing and very quick to respond. She made things very simple and I felt she had my best interest at heart through this whole process. Worked all the way through the weekend and late nights to get our deals ready for our home purchase!"

jacob r

"We got to closing in time."

christopher e

"Michelle was always looking out for us and she was always available. I would highly recommend her for future home buyers."

michael w

"Michelle has been amazing in our home buying process. This was our first time buying a home and her expertise was so helpful. She made everything easy to understand, and her quick response was greatly appreciated in our fast closing. "

shannon wright